Can I buy a House if I go through Credit Counseling?
To buy a house you need a down payment, but if you are using all of your money to repay your debts, you will never be able to save for a down payment.
Credit counseling allows you to get out of debt, so you can start saving to buy the home of your dreams. But there is more to credit counseling than just getting rid of your debts.
Credit counseling will also teach you money management skills. If you manage your money properly you can save for that house faster.
The point is that credit counseling will deal with your debts, and give you the skills necessary to manage money and buy your first house.